Privacy Policy

Last Updated: April 5, 2026

Overview

TurboQuote Insurance Group LLC (“TurboQuote,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide through our websites, applications, and services (collectively, the “Services”).

TurboQuote is a licensed insurance agency offering life, health, and supplemental insurance solutions, along with educational tools, coverage assessments, quote services, and career opportunities.

This Privacy Policy explains how we collect, use, retain, share, and otherwise process personal information, including for marketing and lead generation purposes.

Scope of This Policy

“Personal Information” means information that identifies, relates to, describes, or could reasonably be linked to an individual or household.

This includes information submitted through:

  • Coverage assessments
  • Life insurance assessments
  • Contact forms and callback requests
  • Appointment scheduling
  • Career applications
  • Website interactions

⚠ HIPAA Notice:
This Privacy Policy applies to information not subject to HIPAA. Any Protected Health Information (PHI) collected in connection with an insurance carrier is governed by applicable HIPAA regulations and agreements.

Information We Collect

We may collect the following categories of information:

  1. Identifiers & Contact Information
    Name, phone number, email address, mailing address
  2. Demographic & Profile Information
    Age, date of birth, marital status
    Household and insurance-related preferences
  3. Financial & Insurance-Related Information
    Income ranges, coverage needs, benefit preferences
    Insurance eligibility indicators
  4. Career & Professional Information
    Employment history
    Licensing status (for agents)
    Referral/marketing partner information
  5. Website & Device Data
    IP address
    Browser type and device identifiers
    Pages viewed, time on site, clicks
  6. Communication Data
    Call recordings
    SMS/text interactions (if opted in)
    Email and form submissions
  7. Third-Party & Enriched Data
    We may obtain information from:
  • Lead vendors
  • Marketing partners
  • Data brokers
  • Advertising platforms

How We Use Your Information

We may use your Personal Information for the following purposes:

  • Provide insurance quotes and recommendations
  • Contact you regarding insurance or financial products
  • Match you with licensed agents, carriers, or partners
  • Conduct marketing, remarketing, and advertising campaigns
  • Improve website performance and user experience
  • Perform analytics and business intelligence
  • Recruit agents, employees, and marketing partners
  • Comply with legal and regulatory requirements

Contact Consent & Communications Disclosure (TCPA Notice)

By submitting your information through our Services, you:

  • Provide prior express written consent to be contacted by TurboQuote Insurance Group LLC, its agents, affiliates, and partners
  • Agree to be contacted via:
  • Phone (including autodialed and prerecorded calls)
  • SMS/text messages
  • Email
  • Understand that consent is not a condition of purchase
  • Acknowledge that message and data rates may apply

You may opt out of SMS communications at any time by replying STOP.

Lead Sources & Third-Party Data

We may obtain your Personal Information from third-party lead providers, marketing partners, publicly available sources, or other lawful sources.

By interacting with our Services, you acknowledge that your information may be:

  • Combined with data from other sources
  • Used for marketing and lead distribution
  • Shared with agents, carriers, and partners

Data Sharing & Disclosure

We may share your Personal Information with:

  1. Affiliates
    Companies under common ownership or control, including marketing and insurance distribution entities.
  2. Non-Affiliated Third Parties
    Insurance carriers and underwriters
    Licensed agents and brokers
    Financial service providers
    Marketing and lead generation partners
  3. Service Providers
    Hosting providers
    CRM systems
    Communication platforms
    Analytics providers
  4. Advertising & Analytics Partners
    Google, Meta (Facebook), and similar platforms
    Retargeting and behavioral advertising providers

⚠ Notice:
Certain data sharing activities may be considered a “sale” or “sharing” of Personal Information under applicable state laws.

Sale or Sharing of Personal Information

We may share Personal Information with third parties for:

  • Marketing and advertising
  • Lead distribution
  • Analytics and data enrichment

This may be considered “selling” or “sharing” under certain privacy laws.

Cookies & Tracking Technologies

We use cookies, pixels, and similar technologies to:

  • Track user behavior
  • Improve site performance
  • Deliver targeted advertisements

You may disable cookies through your browser settings, though some features may not function properly.

Data Retention

We retain Personal Information as long as necessary to:

  • Fulfill business and marketing purposes
  • Comply with legal and regulatory obligations
  • Maintain internal records and analytics

We may retain information even after you stop interacting with us, as permitted by law.

Your Privacy Rights

Depending on your state of residence, you may have the right to:

  • Access your Personal Information
  • Request correction of inaccurate information
  • Request deletion (subject to exceptions)
  • Opt out of certain data sharing practices

⚠ Important Limitations:

  • We may deny or limit requests where permitted by law
  • We may retain information for compliance, fraud prevention, and legitimate business purposes

To exercise your rights, contact us at the information below.

State Privacy Rights (California & Other States)

Residents of certain states, including California, Virginia, Colorado, and others, may have additional rights under applicable privacy laws.

These rights may include:

  • Right to know what data is collected
  • Right to access and obtain a copy
  • Right to delete (with exceptions)
  • Right to correct inaccuracies
  • Right to opt out of “sale” or “sharing”

We reserve the right to verify your identity and deny requests as permitted by law.

Do Not Sell or Share My Personal Information

If you would like to opt out of the sale or sharing of your Personal Information, you may contact us using the information below.

We will process such requests in accordance with applicable law.

Do Not Call & SMS Policy

You may request to be placed on our internal Do Not Call list by contacting us.

To opt out of SMS communications, reply STOP to any message.

Children’s Privacy

Our Services are not intended for individuals under the age of 16. We do not knowingly collect Personal Information from minors.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information.

However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Third-Party Services

We are not responsible for the privacy practices of third-party websites, platforms, or service providers. You should review their privacy policies independently.

Financial Services & GLBA Notice

As a financial services provider, we comply with applicable provisions of the Gramm-Leach-Bliley Act (GLBA).

We may share Personal Information for:

  • Everyday business purposes
  • Marketing of financial products
  • Joint marketing arrangements

Changes to This Privacy Policy

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.

Your continued use of the Services constitutes acceptance of any changes.

Contact Information

TurboQuote Insurance Group LLC
Phone: 1-866-475-3787
Email: turboquoteinsurance@gmail.com